Free Options
7 Cups
Free emotional support from trained volunteer listeners. Not therapy, but helpful for processing feelings.
7cups.com • Free, 24/7
NAMI Helpline & Support Groups
Free peer support groups and information. Online and in-person options.
nami.org • 1-800-950-6264
Employee Assistance Programs (EAP)
3-8 free sessions through your employer. Check with HR—many people don't know they have this.
Ask your HR department
University Training Clinics
Graduate students providing therapy under supervision. Often $10-30/session.
Search "[your city] psychology training clinic"
Most Affordable Platforms
Online-Therapy.com
Most affordable full-service platform. CBT-focused with worksheets and tools.
$40-$88/week
Read review →Calmerry
Flexible messaging-based therapy. Offers financial assistance.
$50-$90/week
Read review →BetterHelp (with financial aid)
Standard rate is $65-100/week, but financial aid can reduce by 10-50%.
~$33-$90/week with aid
Read review →Sliding Scale Directories
Open Path Collective
Nonprofit network. $30-80/session after $65 lifetime membership.
openpathcollective.org
Inclusive Therapists
Directory with sliding scale filter. Focus on BIPOC, LGBTQ+, marginalized communities.
inclusivetherapists.com
Community Mental Health Centers
Federally-funded, sliding scale based on income. Cannot deny service due to inability to pay.
findtreatment.samhsa.gov